Health Insurance Doesn't Need to Be Complicated

Independent health insurance experts serving individuals, families, self-employed professionals, and Medicare clients across all of Michigan — at no cost to you.

Appointed with Top Michigan Carriers • Independent & Unbiased Advice • Our Services Are Always Free to You • Serving All of Michigan

One Focus. One Mission. Your Health Insurance, Done Right

Altruis Advisor Group is a Michigan independent health insurance brokerage focused exclusively on individual and Medicare health insurance. We don't sell car insurance. We don't sell homeowners policies. We do one thing and we do it better than anyone — because helping people navigate health coverage is our genuine passion, not just our business.

We Work for You — Not the Insurance Companies

As an independent broker, we are appointed with the top insurance carriers in Michigan — Blue Cross Blue Shield, Priority Health, Ambetter, McLaren, and UnitedHealthcare. When we recommend a plan, it is because it is the right plan for you — not because it pays us the best commission. You get unbiased, expert guidance at absolutely no cost to you.

Insurance Carriers We Work With

As an independent broker, we are appointed with the top insurance carriers in Michigan. That means when we recommend a plan, it's because it's the right plan for you — not because it's the only one we offer.

Blue Cross Blue Shield of Michigan

Michigan's largest health insurer — PPO plans with broad provider networks statewide.

Blue Care Network

BCBSM's HMO option — strong network coverage with competitive premium options.

Priority Health

Award-winning Michigan carrier — lowest claims denial rate and strong customer satisfaction.

Ambetter from Meridian

One of Michigan's most affordable marketplace options, particularly for Silver plans.

McLaren Health Plan

Regional Michigan carrier with strong provider relationships across mid-Michigan.

UnitedHealthcare

National carrier with broad network access and strong Medicare Advantage offerings.

Who We Help

Not everyone has the luxury of an employer health plan. We specialize in the people who need us most.

Self-Employed & 1099 Workers

No employer plan means you're on your own — unless you have us. We'll find you the best coverage at the best value.

People Who Lost Employer Coverage

Job change, retirement, divorce, or aging off a parent's plan — losing coverage is stressful. We'll get you protected quickly.

Early Retirees (Ages 55–64)

Too young for Medicare but no longer covered by an employer — this is one of the most expensive gaps in coverage. We help you bridge it affordably.

Turning 65 & Medicare Newcomers

Part A, Part B, Advantage plans, Supplement plans, Part D — we cut through the confusion and find the right plan for you.

Ready to Get This Off Your Plate?

Give us a call or fill out a quick form and one of our licensed Michigan health insurance advisors will reach out — no pressure, no sales pitch, just honest answers.